The future of payments is instant
Expand payout coverage with instant vendor and contractor payments that strengthen your business relationships and help you secure better terms.

Move money in seconds, not days
Business doesn’t wait. Neither should your payments. With Routable Instant Payments, you can send funds 24/7/365—weekends and holidays included. Routable ensures your payments land within seconds.

Broader reach and flexibility
Routable supports both FedNow® and RTP® (Real-Time Payments), giving you instant access to up to 85–90% of U.S. bank accounts, including community banks and credit unions not covered by RTP alone. One simple “Instant” payment option, and we handle the rest.

Rishi Talati
Co-founder and COO, Hotplate
“Today, Hotplate is gaining even more efficiency with Routable’s easy-to-use API that allows us to scale vendor onboarding and payouts like never before.””

Rishi Talati
Co-founder and COO, Hotplate
Learn about Hotplate's experience
→Automate vendor onboarding and management
Seamlessly onboard vendors and contractors 24/7 with Routable's API.
Use the customizable UI with your branding to collect business, payment, and tax data for domestic and international vendors.
Or, use your own interface and securely keep vendor information in Routable without having to store it in your database.
Onboarded vendors and their data are automatically synced to your accounting software.
Scale payments. not manual reconciliation
Associate batch payments with transactions, and match to your bank statement. Use reference numbers to quickly reconcile mass payments runs with similar amounts.
Send vendor payouts 24/7
Payouts needed? You’ve got options. Free up your team’s time and let Routable’s API do the work.
Trigger payouts in real time and tie them back to your app and accounting software with external IDs.
Have your app schedule payouts on your timeline, whether you want monthly batches or real-time payouts.
Turn on approval workflows and let a human double-check payouts before they go out the door.
Pay your vendors with ACH, SWIFT, or Check, or let your vendors choose their own preferences.
Perfectly in sync
Routable's real-time, two-way sync works with Xero, QuickBooks Online, Sage Intacct, and Oracle NetSuite to ensure your payment data and activity are always up to date.