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Real-time payments

The future of payments is instant

Expand payout coverage with instant vendor and contractor payments that strengthen your business relationships and help you secure better terms.

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Move money in seconds, not days

Business doesn’t wait. Neither should your payments. With Routable Instant Payments, you can send funds 24/7/365—weekends and holidays included. Routable ensures your payments land within seconds.

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Broader reach and flexibility

Routable supports both FedNow® and RTP® (Real-Time Payments), giving you instant access to up to 85–90% of U.S. bank accounts, including community banks and credit unions not covered by RTP alone. One simple “Instant” payment option, and we handle the rest.

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“Today, Hotplate is gaining even more efficiency with Routable’s easy-to-use API that allows us to scale vendor onboarding and payouts like never before.””
Rishi Talati

Rishi Talati

Co-founder and COO, Hotplate

Learn about Hotplate's experience

Centralized Vendor Data

Automate vendor onboarding and management

Seamlessly onboard vendors and contractors 24/7 with Routable's API.

Custom-brandable

Use the customizable UI with your branding to collect business, payment, and tax data for domestic and international vendors.

Embedded experience

Or, use your own interface and securely keep vendor information in Routable without having to store it in your database.

Automatic sync

Onboarded vendors and their data are automatically synced to your accounting software.

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Scale payments. not manual reconciliation

Associate batch payments with transactions, and match to your bank statement. Use reference numbers to quickly reconcile mass payments runs with similar amounts.

25%
reduction in reconciliation efforts
API Payment

Send vendor payouts 24/7

Payouts needed? You’ve got options. Free up your team’s time and let Routable’s API do the work.

Entirely hands-off

Trigger payouts in real time and tie them back to your app and accounting software with external IDs.

Scheduled payouts

Have your app schedule payouts on your timeline, whether you want monthly batches or real-time payouts.

Approval workflows

Turn on approval workflows and let a human double-check payouts before they go out the door.

Customizable payments

Pay your vendors with ACH, SWIFT, or Check, or let your vendors choose their own preferences.

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Perfectly in sync

Routable's real-time, two-way sync works with Xero, QuickBooks Online, Sage Intacct, and Oracle NetSuite to ensure your payment data and activity are always up to date.

Integrations

Core Routable Features

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Invoice Capture & OCR
Automatically extract data from invoices using optical character recognition, eliminating manual data entry.
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Mass Payments
Process multiple payments simultaneously to save time and streamline large transaction batches.
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Approval Workflows
Customize multi-step approval processes that fit the way you work.
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International Payments
Send money across borders with competitive exchange rates and reduced fees.
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PO Matching
Automatically match purchase orders with invoices to ensure accuracy and prevent duplicate payments.
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CSV Payments
Import payment data via CSV files for quick batch processing of transactions.
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Payment Reconciliation
Automatically match payments with accounting records to maintain accurate financial records.
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Vendor Onboarding
Streamline the process of adding new vendors with self-service tools and automated verification.
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Tax Management
Automate tax calculations, reporting, and compliance for domestic and international transactions.
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Compliance
Stay compliant with financial regulations through automated checks and documentation.
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Vendor Compliance Checks
Verify vendor credentials and maintain compliance with regulatory requirements.
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Role-based Access Control
Manage user permissions with customizable roles to maintain security and compliance.
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