Instant Payout Platform for Real-Time Payments

Support RTP, FedNow, and push-to-card payout options
Offer instant vendor, marketplace, and partner payouts
Manage real-time disbursements with payout controls
Connect instant payouts to broader vendor and payout workflows

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Move money in seconds, not days

Business doesn’t wait. Neither should your payments. With Routable Instant Payments, you can send funds 24/7/365—weekends and holidays included. Routable ensures your payments land within seconds.

Broader reach and flexibility

Routable supports both FedNow® and RTP® (Real-Time Payments), giving you instant access to up to 85–90% of U.S. bank accounts, including community banks and credit unions not covered by RTP alone. One simple “Instant” payment option, and we handle the rest.

Remove friction with Instant-to-card payouts

With Routable, you can create a more seamless payout experience by sending funds directly to payee debit cards (Visa and Mastercard), so payees can access to their money faster, without any extra hassle.

Alex Froelich

Strategy and Operations Leader, Veho

Since introducing Instant Payouts, contractor churn has at times decreased by approximately 5% across both legacy and newly acquired contractors, confirming the feature is highly valued and drives loyalty. From my perspective, the best time to implement Instant Payouts is yesterday—and Routable has helped us do exactly that.”

Learn about Veho's experience

Alex Froelich

Strategy and Operations Leader, Veho

Automate vendor onboarding and management

Seamlessly onboard vendors and contractors 24/7 with Routable's API.

Custom-brandable

Use the customizable UI with your branding to collect business, payment, and tax data for domestic and international vendors.

Embedded experience

Or, use your own interface and securely keep vendor information in Routable without having to store it in your database.

Automatic sync

Onboarded vendors and their data are automatically synced to your accounting software.

Scale payments. Not manual reconciliation

Associate batch payments with transactions, and match to your bank statement. Use reference numbers to quickly reconcile mass payments runs with similar amounts.

25%

reduction in reconciliation efforts

Send vendor payouts 24/7

Payouts needed? You’ve got options. Free up your team’s time and let Routable’s API do the work.

Entirely hands-off

Trigger payouts in real time and tie them back to your app and accounting software with external IDs.

Scheduled payouts

Have your app schedule payouts on your timeline, whether you want monthly batches or real-time payouts.

Approval workflows

Turn on approval workflows and let a human double-check payouts before they go out the door.

Customizable payments

Pay your vendors with ACH, SWIFT, or Check, or let your vendors choose their own preferences.

Perfectly in sync

Routable's real-time, two-way sync works with Xero, QuickBooks Online, Sage Intacct, and Oracle NetSuite to ensure your payment data and activity are always up to date.

Integrations

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Move money faster, at any volume.

See how teams send thousands of payouts without slowing down.

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Leading teams scale payouts with Routable

My team loves Routable. Their implementations and customer success teams are best-in-class.

Austin Koring

Director of Business Operations @ Shyftoff

The API was intuitive and straightforward to implement. We were able to integrate payouts quickly without guesswork thanks to the clear documentation and clear examples provided.

Dan Campbell

CTO @ Vinitas Partners

As a lean team, having an API we can rely on has made it easier for us to operate efficiently and stay focused on what matters most.

Travis Pillon

Co-Owner @ City Flavor

Routable’s AI tool has simplified our AP process by accurately populating bill coding, including our NetSuite fields. It’s sped up invoicing and reduced errors to streamline our workflows.

Miliswa Ngwar

Accounting Manager @ Sol Systems

The Routable team takes the time to understand our business and continuously looks for ways to help us scale. It doesn't feel like an out-of-the-box solution, but a partner genuinely invested in growing with us.